Insurance Company Offers an Injured Driver $250,000 Personal Injury Settlement But Denver Jury Awards $1,250,000
American Family Mutual Insurance failed to offer Michael Whitehead enhanced personal injury coverage with his last automobile insurance policy renewal before he broke his neck in a automobile rollover accident. A Denver, Colorado jury found the insurance company liable for not offering Mr. Whitehead optional no-fault personal injury coverage as required by state law.
The award consists of $1 million for punitive damages and $250,000 for pain and suffering. The automobile accident left Michael Whitehead paralyzed and he is expected to need expensive medical care long into the future. American Family is also ordered to pay an estimated $250,000 for medical expenses and interest.
Many other drivers have filed lawsuits with Colorado personal injury attorneys against American and other insurance companies for the same type of negligence.